mBank Hipoteczny is the longest operating mortgage bank in Poland
We are the longest operating mortgage bank in Poland and a long-term issuer of covered bonds. We are well-respected not only on the domestic, but also on the foreign market.
We are part of the mBank Group and the only entity in the Group to issue coverd bonds. As a result, we provide stable and long-term capital market financing. To this end, we issue covered bonds both on domestic and foreign capital markets.
We develop our bond-issue activity on the basis of a loan portfolio of residential mortgage loans for individual clients, which we build in close cooperation with mBank.
This model of operation allows us to combine many years of experience and expertise of a specialised mortgage bank with the infrastructure and resources of a commercial universal bank. This way we can maximise synergy and cost efficiency within the mBank capital group.
Our mission is to ensure high safety of covered bonds issued. We also support the development of attractive and modern forms of real estate financing offered by the mBank Group.
mBank, in which a strategic investor – Commerzbank – holds majority of shares, is the sole shareholder of mBank Hipoteczny.
